Financial Planning
Financial planning services encompass a comprehensive evaluation of a client's financial situation, goals, and risk tolerance to create a customized plan for achieving financial objectives. This may include investment planning, retirement planning, tax planning, estate planning, and risk management.
Why Is Financial Planning Important?
1. It answers your big questions. Do I have enough savings to retire? Can I pay off my mortgage early?
2. It will incorporate potential "side-effects" of your decisions.
3. It will analyze alternate outcomes, so you continue to have options.
4. It will consider your risks and roadblocks.
By developing a roadmap for the future, our clients gain freedom, peace of mind and have a bigger impact on their family, friends and causes they care about.
Why Work With SJB Wealth Management?
One of the key benefits of working with a financial advisor is the personalized attention and care that they provide. Your advisor should take the time to get to know you and your unique financial situation, including your goals, risk tolerance, and overall financial health. We start with our proprietary process "Retire Abundantly" so each of our clients experience a strategic, bespoke process instead of a "product first" mentality.
3 Core Philosophies of the Retire Abundantly Process
1. You First
YOU are the top priority, your lifestyle, your family, your future, your legacy. We’ll guide you through strategies focused on protecting you and your family today while not compromising your vision for the future.
2. Taxes Last
Without "tax-last" lifestyle planning, you surrender more tax than is necessary. It’s only natural that you want to establish and nurture a legacy that will last for years or even decades after you’ve gone. We help you plan for the efficient succession and transfer of your corporate and family assets.
3. Side Effects Least
There are not any financial tax or investment tactics without side-effects. Most people are unaware of what the side-effects might be and what tactical interactions are necessary. There are over 100 strategies to choose from and how they are put together is the key to enjoying a stress-free retirement.
Let’s Connect
Wanting to learn more about our processes and how you can retire abundantly?